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Funding your WAHM business has never been so easy. Let me introduce you 🙂

Forget filling out endless forms and waiting months for a decision. There are no establishment fees, no transaction fees, and no penalties for early repayment.

  • Get approved for a Business Loan
  • Loans from $5,000 – $250,000
  •  Standard rate of 1.0% a fortnight on your  outstanding balance*
  •  Approval and funding within 24 hours


To be eligible for a WAHM Business loan, you will need to have:
  • An ABN or ACN
  • Been in business for at least 12 months
  • At least $5,000 in monthly sales
  • A fair or better credit history

How much can I borrow?

For the moment, we’re happy to fund between $5,000 and $250,000

What is the repayment term?

The standard term is 6-12 months but we can extend further by mutual agreement; however, as an amortising loan (i.e. reducing balance) we expect you’ll pay down the original principal over the chosen period in equal fortnightly instalments.

How much does a loan cost?

No hidden fees. No establishment (upfront) fees, no transaction fees, and no penalty for early repayment.  The only thing we charge you is interest, just a simple interest rate applied against your outstanding balance.  The average rate we have lent at is currently around 1% per fortnight.

How long does the process take?

Send through your details below and WAHM will refer you to a Rep and they will contact you within 24 -48 hours to let you know if you’ve been approved. If your loan is approved, the funds will be in your account within 24 hours.

How is this different to a Bank?

By linking your business’ data, we can automatically view your transaction data and make a decision in a lot less time than a bank. This also means we can provide finance where a traditional bank can’t. Unlike a traditional commercial loan, we’ve eliminated the fine print, the hidden charges and the complex and time consuming paperwork and process. We’re here to help grow your business, not hold it back.

How do you assess my application?

Once you’ve told us who you are and authorised us to access your business data, we can make a responsible lending decision based on, among others, business profile, time in business and transaction volume.

Do you check my profile with a credit agency?

Yep, we’ll tap into some old world data (i.e. the traditional credit agency) to help us make that responsible lending decision. Where we need to do a personal credit check we will do this with your permission.

What information do you need from me to apply?

The short answer: not a lot. Once you’ve allowed us to view your business data we can make our decision fast. To comply with relevant law, we’ll also need your ABN or ACN; we’ll also collect some personal, business and credit information along the way.

Why do I need to disclose the purpose of the loan?

We are here for the business community, not for the consumer. As such, we’re not licensed to provide consumer credit and need to be certain that any funds provided are for business purposes.

What if I want to pay the loan off early?

That’s fine, there are no penalties or charges for early repayment. We’ll charge you interest only to the end of the relevant fortnight. On any given day, our online account tools will tell you exactly how much you need to pay to settle the loan, when the next repayment is due and much more.


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